Kev tuav pov hwm cov tsev tso cai rau koj los tiv thaiv kev nyob zoo ntawm tsev neeg thiab tiv thaiv koj tus kheej los ntawm tej xwm txheej tsis tau pom dua. Tus naj npawb ntawm cov xwm txheej pov hwm suav nrog hluav taws thiab cua daj cua dub, dej nyab, tub sab. Yog lawm, kev pov hwm yuav tsis tuaj yeem tiv thaiv koj ntawm txhua yam teebmeem no, tabsis nws yuav them rau qhov poob.
Kev tuav pov hwm cov khoom thiab cov kev pheej hmoo
Niaj hnub no nws muaj peev xwm txhawm rau pov hwm vaj tse, lub teb chaws thiab lub tsev nyob, cov tsev tawm sab nraud, laj kab, rooj vag. Tib qho sib txawv yog qib ntawm qhov txaus ntshai uas txhua qhov khoom raug nthuav tawm. Piv txwv, qhov sib nrug, qhov kev pheej hmoo tseem ceeb yog dej nyab, thaum nyob hauv ib lub tsev hauv lub tebchaws nws yog tub sab.
Raws li tus txheej txheem ntawm cov neeg ua pov hwm, cov chav tsev tau muab faib ua 4 ntu: kev kho kom zoo nkauj sab hauv, khoom siv thev naus laus zis thiab khoom siv tshuab, khoom siv hauv tsev (cov cuab yeej hluav taws xob, cov twj paj nruag, cov khoom siv kis las, thiab lwm yam). Koj tuaj yeem lav txhua lub ntsiab, lossis txhua yam sib cais.
Cov qauv txheej txheem kev nyab xeeb suav nrog kev kub nyhiab, roj tawg, hluav taws xob tiv thaiv, dav hlau poob. Tsis tas li, ntxiv rau cov saum toj no, kev tuav pov hwm yuav siv tau rau kev nqis tes ntawm peb tus neeg (tsis raug cai thiab ua tsis ncaj), gulf, ntuj tsim kev puas tsuaj.
Raws li Rosgosstrakh kev kwv yees, feem ntau cov kev pheej hmoo them nrog kev tuav pov hwm yog dej nyab, tub sab, thiab hluav taws.
Txoj kev fajseeb khomob raug nqi npaum li cas
Tus nqi ntawm kev tuav pov hwm yog nyob ntawm hom kev xaiv uas xaiv: classic lossis kev pov hwm kev nyab xeeb. Hauv thawj kis, tus nqi ntawm txoj cai raug suav rau ntawm tus kheej raws li cov kev pheej hmoo thiab nqi ntawm cov khoom.
Koj tsis tuaj yeem hais meej tias ib qho kev tuav pov hwm tus nqi li cas. Txhua lub tuam txhab muaj nws tus txheej txheem los txiav txim tus nqi tuav pov hwm, lawv tau muab xam rau ntawm nyias tus kheej thiab tuaj yeem sib txawv li ntawm 5-10%. Tus nqi kwv yees ntawm kev tuav pov hwm tuaj yeem suav nrog siv tus qauv mis tus nqi pov hwm * tus nqi pov hwm. Tus nqi nyiaj rau kev pov hwm ib chav tsev uas muaj qhov sib dhos thiab siv hluav taws xob yog kwv yees li 0.5% ntawm tus nqi pov hwm, tsev neeg cov khoom ntiag tug - 0.9%.
Ua ntej yuav nqa tawm kev tuav pov hwm, kev txheeb xyuas cov khoom ntiag tug thiab kev kho kom zoo nkauj ntawm thaj chaw yog nqa tawm. Nws yog tsim raws ntawm cov ntaub ntawv them nqi, uas tau nthuav tawm los ntawm tus tswv, thiab raws li cov ntaub ntawv los ntawm cov neeg soj ntsuam. Nyob rau tib lub sijhawm, cov khoom ntiag tug them nqi ib txwm coj mus rau hauv tus account, uas txo nws tus nqi.
Yog tias tsis muaj cov ntaub ntawv them nqi, tus nqi ntawm ib chav tsev yog txiav txim siab raws li tus nqi nruab nrab hauv cov square meter nyob rau hauv cov tsev ntawm cov hom no tau khoo ntawm thaj chaw ntawm cov tsev apartment. Tus nqi ntawm kev ua tiav thaj chaw yog txiav txim siab raws li tus nqi rau ib square meter ntawm qhov ua tiav, suav txog qhov zoo ntawm kev ua haujlwm. Tus nqi ntawm cov rooj tog thiab khoom siv hauv tsev yog txiav txim siab los ntawm tus nqi ntawm cov qauv sib piv, coj mus rau hauv tus account xyoo ntawm lawv yuav.
Hom kev pov hwm thib ob yog cov phiaj xwm nthuav qhia, uas koom nrog cov qhov txaus ntshai thiab cov nyiaj them tuaj. Qhov zoo dua ntawm cov kev pov hwm zoo li no yog tsis muaj kev xav tau cov khoom lag luam thiab cov khoom sau ntawm txhua daim ntawv them nqi. Tab sis tib lub sijhawm, daim ntawv pov hwm kev pov hwm yuav tsis nyob ntawm tus yam ntxwv ntawm chav tsev.
Qhov nruab nrab, tus nqi ntawm ib tsab cai tshaj tawm yog 400-500 rubles, tus nqi pov hwm yog kwv yees li 100-200 txhiab rubles.
Yuav ua li cas kom tau txais kev tuav pov hwm txoj cai
Txhawm rau xaus kev cog lus kev tuav pov hwm, koj yuav tsum xaiv lub tuam txhab pov hwm thiab tiv tauj nws cov ceg. Feem ntau cov tuam txhab tuav pov hwm muab rau kev ua tiav cov lus sib cog lus hauv tsev. Nws raug nquahu kom paub meej txog cov lus xaus ntawm daim ntawv cog lus thiab cov npe ntawm cov ntaub ntawv tseem ceeb hauv xov tooj.
Raws li txoj cai, daim ntawv teev cov ntawv thov muaj xws li phau ntawv hla tebchaws, cov ntawv pov thawj ntawm cov tswv rau vaj tse (piv txwv li daim ntawv pov thawj ntawm cov tswv cuab ntawm cov tsev), nrog rau cov ntawv them nqi.
