Muaj ob txoj hauv kev rau kev them rov qab qiv nyiaj: siv cov nyiaj laus thiab qhov nyiaj them rau nyias. Lub khw qiv nyiaj feem ntau muab cov khoom lag luam hauv tuam txhab nyiaj nrog cov nyiaj them txhua xyoo. Cov tsev txhab nyiaj muaj cov nyiaj them paj tuaj ua kom sib txawv tsuas yog muab qiv rau ntev.
Cov yam ntxwv ntawm kev them nyiaj sib txawv
Cov txheej txheem them nyiaj sib txawv muaj qhov sib txawv ntawm cov nyiaj qiv nyiaj tsawg kawg los ntawm qhov kawg ntawm lub sijhawm qiv, uas yog, lub luag haujlwm tseem ceeb ntawm cov neeg qiv nyiaj poob rau thawj lub sijhawm qiv. Nrog cov txheej txheem no, txhua qhov them nyiaj muaj ob ntu. Thawj ntu yog qhov kev them nyiaj tseem ceeb los yog ib feem tsis tu ncua, rau kev suav ntawm qhov nyiaj qiv tag nrho tau muab faib ua feem sib npaug. Qhov thib ob yog qhov hloov tau, uas yog, tus nqi paj, thaum lub paj tau suav rau qhov nqi koj tshuav ntawm cov nuj nqis.
Cov tsev txhab nyiaj Lavxias tsis tshua muaj cov khoom lag luam qiv nyiaj sib txawv. Tseeb, nrog cov txheej txheem zoo li no, cov tsev txhab nyiaj tau yuam kom muaj qhov nce ntxiv rau kev daws teeb meem ntawm lawv cov neeg, vim tias tus neeg muaj peev xwm them rov qab cov nyiaj qiv yog soj ntsuam raws li thawj cov nyiaj them nce.
Muaj txiaj ntsig zoo rau kev siv cov nyiaj them tsis sib xws tsuas yog thaum daws teeb meem ntawm cov khoom qiv ntev.
Muaj txiaj ntsig zoo rau kev siv cov nyiaj them tsis sib xws tsuas yog thaum daws teeb meem ntawm cov khoom qiv ntev xyoo.
Piv txwv ntawm kev laij cov nyiaj them poob haujlwm sib txawv
Yog li, kev them nyiaj sib txawv muaj ob ntu.
Cov nyiaj them tseem ceeb yog xam los ntawm siv cov mis hauv qab no:
m = K / N, qhov twg
M - tus thawj xibfwb them nqi, K - qiv nyiaj, N - lub sijhawm qiv.
Cov paj tau them rau ntawm qhov tshuav ntawm cov nuj nqis, uas yog xam los ntawm siv tus qauv:
Kn = K - (m * n), qhov twg
n yog tus naj npawb ntawm lub caij nyoog uas tau dhau los.
Tom qab ntawv qhov kuj sib txawv thiab - tus nqi paj, yuav muab xam raws li hauv qab no:
p = Kn * P / 12, qhov twg
p yog tus nqi paj laum rau lub sijhawm, P yog tus paj laum xyoo, Kn yog qhov sib npaug ntawm qhov nqi thaum pib ntawm txhua lub sijhawm.
Cov qiv nyiaj qiv tau muab faib 12 vim tias kev them txhua hli yog xam.
Txoj kev yooj yim tshaj plaws los nkag siab qhov sib txawv them nyiaj yog siv cov piv txwv ua piv txwv. Peb yuav teeb tsa lub sijhawm them nyiaj rau cov nyiaj qiv hauv 150,000 rubles, cov paj qiv rau xyoo yog 14%, thiab lub sijhawm qiv yog 6 lub hlis.
Qhov ruaj khov ntawm cov nyiaj them yuav yog:
150000/6 = 25000.
Tom qab ntawv teem sijhawm ntawm kev them nyiaj txawv yuav zoo li no:
Thawj qhov them nyiaj: 25000 + 150000 * 0, 14/12 = 26750
Qhov them nqi thib ob: 25000 + (150000 - (25000 * 1)) * 0, 14/12 = 26458, 33
Qhov nyiaj them thib peb: 25000 + (150000 - (25000 * 2)) * 0.14 / 12 = 26166.66
Thib plaub them: 25000 + (150000 - (25000 * 3)) * 0.14 / 12 = 25875
Thib tsib them: 25000 + (150000 - (25000 * 4)) * 0, 14/12 = 25583, 33
Rau lub hlis: 25000 + (150000 - (25000 * 5)) * 0.14 / 12 = 25291.67
Tom qab ntawv tag nrho cov nyiaj paj them rau cov nyiaj yuav yog:
26750 + 26458, 33 + 26166, 66 + 25875 + 25583, 33 + 25291, 67 – 150000 = 6124, 99