Nws ib txwm tsis yog txhua qhov yooj yim kom tau txais kev them nyiaj rau OSAGO. Txhawm rau kom muaj feem ntau ntawm qhov tau txais nyiaj, koj yuav tsum ua raws li txoj cai tsim nyog thaum muaj xwm txheej. Yog tias lub tuam txhab pov hwm nyiaj hla tawm cov nyiaj them, nws yuav tsum nrhiav kev ncaj ncees hauv cov neeg muaj cai.
Nws yog qhov tsim nyog
- - daim ntawv tsav tsheb;
- - daim ntawv pov thawj ntawm kev cuv npe ntawm lub tsheb (tsheb);
- - daim ntawv theej tsav tsheb tus tswv phau ntawv hla tebchaws (lub hwjchim ntawm tus kws lij choj rau tus uas tsav lub tsheb, yog tias lub tsheb tsav los ntawm lub hwjchim ntawm tus kws lij choj thaum lub sijhawm muaj kev sib tsoo);
- - ceeb toom kev sib tsoo;
- - thov rau cov tuam txhab kev pov hwm txog kev muaj xwm txheej tshwm sim;
- - raws tu qauv thiab kev daws teeb meem rau kev tswj hwm qhov ua txhaum;
- - daim ntawv pov thawj los ntawm tub ceev xwm tsheb txog kev koom tes hauv kev sib tsoo (daim 748);
- - cov ntsiab lus ntawm tus lej account tam sim no rau kev hloov pauv ntawm pob nyiaj.
Cov Lus Qhia
Kauj ruam 1
Yog tias koj tau koom nrog kev sib tsoo, tsis muaj xwm txheej tawm qhov chaw. Nres thiab tig rau lub tswb. Cov ntawv qiv tau tawm hauv lub tsheb thiab muab daim paib nres tsheb nres. Tshawb xyuas qhov puas tsuaj rau lub tsheb thiab thaij duab. Yog tias lawv tsis tseem ceeb thiab tus nqi kho yuav tsis ntau dua 25,000 rubles, sau daim ntawv ceeb toom txog kev sib tsoo thiab ua ob daim ntawv kos npe ua ke nrog tus neeg ua lub luag haujlwm. Yog tias qhov kev puas tsuaj tseem ceeb, hu rau tub ceev xwm.
Kauj ruam 2
Sau daim ntawv ceeb toom kev sib tsoo. Qhia txog cov xwm txheej ntawm qhov xwm txheej tshwm sim, cov lej ntawm CMTPL cov lus pom zoo ntawm cov neeg koom nrog kev sib tsoo, cov npe ntawm cov tuam txhab kev pov hwm, cov naj npawb thiab cov tsheb, lawv cov VIN naj npawb, cov ntaub ntawv tsav tsheb, cov lej tsav tsheb. Sim muab cov lus qhia ntau li ntau tau. Kos npe rau daim ntawv ceeb toom thiab hnub tim nws ntim.
Kauj ruam 3
Qhia rau cov tub ceev xwm tsav tsheb koj daim ntawv tso cai tsav tsheb, OSAGO txoj cai, daim ntawv pov thawj tsheb (STS) thiab tau txais daim ntawv pov thawj kev huam yuaj thiab lwm yam ntaub ntawv tseem ceeb thiab qhia meej qhov chaw koj yuav tsum tau tsav nyob rau hauv thiaj li ua pov thawj rau lawv.
Kauj ruam 4
Txog sijhawm teem sijhawm, tsav tsheb mus rau tub ceev xwm lub chaw haujlwm thiab txais txhua daim ntawv nrog ntsaws ruaj ruaj.
Kauj ruam 5
Sau cov pob ntawm cov ntaub ntawv tsim nyog thiab mus rau hauv lub chaw haujlwm thov nyiaj ntawm lub tuam txhab kev pov hwm. Nco ntsoov tias koj tuaj yeem tiv tauj tag nrho koj lub tuam txhab kev pov hwm thiab lub tuam txhab kev tuav pov hwm ntawm tus neeg lub luag haujlwm rau kev sib tsoo.
Kauj Ruam 6
Xa cov ntaub ntawv thiab tau txais kev ua nrog cov tsiaj ntawv, hnub tim thiab kos npe ntawm tus neeg ua haujlwm ntawm lub tuam txhab kev pov hwm, lees tias tau txais koj cov ntaub ntawv. Qhia koj lub tsheb rau tus kws tshaj lij. Nyeem txhua qhov cim puas tsuaj kom zoo thiab kos npe rau daim ntawv. Raws li tsab cai lij choj ntawm OSAGO, tus tswv tuav pov hwm yuav tsum them nyiaj los yog sau ntawv zam lawv li ntawm 30 hnub.
Kauj Ruam 7
Yog tias lub tuam txhab muag kev pov hwm ncua nrog kev them nyiaj lossis tsis kam lawv, thawj zaug sau ntawv foob rau tus tswv lag luam. Yog tias cov qib no tsis pab, sau ib qhov tsis txaus siab rau Lavxias Union ntawm Auto Insurers (RSA) thiab Kev Saib Xyuas Nyiaj Pov Hwm. Ua zaum kawg, mus rau hauv tsev hais plaub. Feem ntau, mus hais hauv tsev hais plaub yuav pab koj kom koj tau nyiaj.
Kauj ruam 8
Yog koj tsis txaus siab txog cov nyiaj them, hu rau lub tuam txhab pov hwm. Hauv daim ntawv thov, qhia qhov puas thiab kwv yees tus nqi uas yuav tsum tau los kho lawv. Tom qab ntawd hu rau RSA thiab Kev Saib Xyuas Nyiaj Pov Hwm. Ua ib qho kev soj ntsuam sab nraud thiab mus rau hauv tsev hais plaub. Thaum ua tiav qhov teeb meem no, lub tuam txhab pov hwm yuav them koj tsis tas yuav muaj kev puas tsuaj nyob rau hauv kev pov hwm, tab sis kuj tau nyiaj los kuaj dua thiab cov nqi raug cai.
