Kev lag luam me thiab nruab nrab yog nquag tsim hauv peb lub tebchaws. Kev siv nyiaj ntau dhau ntawm kev lag luam me yog ib tus neeg ua lag luam. Cov kws tu plaub hau, cov tsav tsheb tavxij, cov muag khoom hauv khw - txhua tus yuav tsum sau npe lawv cov haujlwm, uas txhais tau tias lawv yuav tsum sau tag nrho cov se, nqi thiab nqi. Ib qho ntawm thawj cov lus nug uas cov neeg ua lag luam tau ntsib yog yuav ua li cas them nyiaj laus.
Cov Lus Qhia
Kauj ruam 1
Ua ntej tshaj plaws, nyeem Txoj Cai No. 212-FZ Lub Xya Hli 24, 2009 "Ntawm Cov Nyiaj Pov Hwm Pab Nyiaj rau Nyiaj Pov Tseg ntawm Nyiaj Txiag Nyiaj ntawm Lavxias, FSS ntawm Lavxias Federation, FFOMS thiab TFOMS". Nws yog txoj cai no uas tswj cov txheej txheem rau them txhua qhov nqi pov hwm kev nyab xeeb, suav nrog cov nyiaj pub rau Pension Fund.
Kauj ruam 2
Thov nco ntsoov tias ib tus neeg ua lag luam ib leeg nws tus kheej tsis suav cov nyiaj laus, ib yam li lwm cov nqi tuav pov hwm. Cov nyiaj them rau nws yog tsim los ntawm Cov Nyiaj Laus. Tam sim no, cov nyiaj txiav tawm mus rau Nyiaj Laus Laus yog 26% ntawm tus nqi rau xyoo kev pov hwm. Nyeg, tus nqi ntawm lub xyoo kev pov hwm yog khi nrog qhov nyiaj tsawg kawg nkaus. Qhov loj ntawm cov nyiaj laus tuaj yeem them ib xyoos = cov nyiaj them qis kawg nkaus * 26% * 12 hlis. Tsis txhob hnov qab tias ua ntej Lub Rau Hli 1 cov nyiaj qis kawg yog 4,330 rubles, thiab txij li Lub Rau Hli 1 nws tau nce ntau thiab tam sim no sib luag rau 4,661 rubles.
Kauj ruam 3
Yog tias koj yug rau xyoo 1966 lossis laus dua, hloov tag nrho 26% mus rau feem kev pov hwm ntawm cov nyiaj laus. Yog tias koj tseem hluas: hloov 20% rau feem kev pov hwm thiab 6% rau feem nyiaj.
Kauj ruam 4
Txhawm rau kom tsis txhob raug yuam kev nrog qhov nyiaj ntawm cov nyiaj ruaj khov thiab cov ntsiab lus rau kev hloov tsheb, nqa daim ntawv them nyiaj rau kev them nyiaj los ntawm koj ceg ntawm Cov Nyiaj Laus. Tsis txhob hnov qab nqa koj daim ntawv hla tebchaws thiab ntawv pov thawj kev tuav pov hwm. Cov ntawv txais nyiaj yog muab pub dawb, tab sis tsuas yog tau nthuav tawm cov ntaub ntawv no.
Kauj ruam 5
Xav txog seb nws yooj yim dua rau koj them li cas: ib xyoos ib zaug lossis peb lub hlis twg. Nco ntsoov tias yog tias koj tab tom siv cov txheej txheem them se yooj yim lossis hloov mus rau UTII, koj muaj cai txo tus nqi se los ntawm cov nyiaj tau nce thiab them cov nqi pov hwm kev nyab xeeb rau lub sijhawm hais qhia no. Yog li, yog tias koj them raws li peb lub hlis twg, koj kuj tuaj yeem txo tus nqi se ntawm koj cov haujlwm kev lag luam ib hlis twg.
Kauj Ruam 6
Khaws cov tw ntawv yuav khoom. Lawv yuav tuaj txhua qhov rau koj daim ntawv hais qhia ib xyoos ib zaug.
Kauj Ruam 7
Nco ntsoov them koj cov nyiaj laus thiab lwm yam nqi them ua ntej xyoo xaus. Yog koj them tom qab, koj yuav raug them paj.