Nyob rau hauv xyoo tas los no, muaj kev nyiam ntawm cov neeg Lavxias coob ntxiv hauv kev yuav khoom noj qab zib nco txog ntawm Sberbank. Cov nyiaj npib uas tau sib sau, raws li txoj cai, tau mob siab rau qee qhov kev tshwm sim tseem ceeb hauv keeb kwm ntawm Lavxias, piv txwv li, kev yeej hauv Great Patriotic War, kev sib tw hauv Sochi.
Tag nrho cov npib muab tso rau hauv kev ncig ntawm thaj chaw ntawm Lavxias tuaj yeem muab faib ua kev nco thiab peev txheej. Cov npib nco tau tuaj yeem ua cov khoom muaj nqi lossis cov khoom tsis muaj nqi (thaum cov peev txheej tshwj xeeb yog cov khoom muaj nqis). Ntau tshaj 100 lub koomhaum qiv nyiaj tau koom nrog kev xa nyiaj npib, tab sis feem ntau ntawm kev muag khoom yog ua los ntawm Sberbank.
Nyob rau hauv tag nrho, raws li cov kws tshuaj ntsuam kwv yees, nyob rau thawj ib nrab ntawm xyoo 2013, npib tau muag hauv qhov nyiaj ntawm 4.2 billion rubles, uas yog 30% siab dua qib ntawm xyoo 2012. Vim li cas qhov kev thov xav tau nce ntxiv thiab vim li cas cov pej xeem thiaj yuav cov khoom plig nco txog?
Vim li cas thiaj nco nco npib
Kev nqis peev nyiaj yog qhov tsis muaj nqi tshaj lij thiab raug txiav txim siab los nqis peev nyiaj thiab khwv tau nyiaj ntawm kev lag luam ntawm cov nqi ntawm cov hlau zoo. Lawv muaj txiaj ntsig ntau dua li, piv txwv li, nqis peev hauv bullion, vim hais tias tsis raug rau VAT ntawm kev muag khoom. Yog hais tias tus nqi ntawm kev nqis peev npib yog txiav txim siab los ntawm lub ntiaj teb cov nqi rau nyiaj thiab kub, tom qab ntawd tus nqi ntawm commemorative npib yog cuam tshuam nrog lawv cov txiaj ntsig kev kos duab, kev zoo nkauj, ntxiv rau kev tsis sib xws thiab tsis tshua muaj.
Raws li Sberbank, thaum xaiv cov nyiaj npib suav, feem ntau cov neeg Lavxias (txog 85%) nyiam cov nyiaj npib uas tsis yog-tus qauv uas muaj cov qauv qub.
Nws yog cov qauv no uas yog qhov tseem ceeb rau kev nkag siab lawv cov sib txawv.
Cov npib nyiaj tau tsim muaj ib qho kev txwv tsis tu ncua thiab feem ntau raug caij nyoog sib luag nrog cov xwm txheej tseem ceeb (tawm hauv koob).
Cov npib commemorative yog feem ntau yuav los ntawm:
- raws li khoom plig;
- raws li collectible;
- raws li kev nco qab nco.
Tab sis qhov no tsis txhais tau tias koj tsis tuaj yeem khwv tau nyiaj los ntawm muag lawv. Txog rau xyoo 2011, kev muag cov nqi sib tw tau raug rau VAT, uas yog tag nrho cov nyiaj tau los ntawm lawv muag. Tab sis tam sim no qhov teeb meem tau hloov pauv.
Txhawm rau nqis peev pab rau hauv cov npib uas suav, koj yuav tsum xub kwv yees lawv txoj kev loj hlob. Nws yog qhov teeb meem zoo heev los ua qhov no, txij li thaum ntawm no nws yog ib qho tseem ceeb uas yuav tsum tau coj mus rau hauv tus lej ntau yam ntawm cov xwm txheej - kev ncig, hlau, npib ntsiab lus, thiab lwm yam.
Cov npib dab tsi tuaj yeem yuav tau hauv Sberbank
Koj tuaj yeem yuav npib nyiaj hauv ib qho ntawm 280 ceg ntawm Sberbank, uas nqa tawm cov haujlwm no. Ntawm no koj tuaj yeem pom qhov tshwj xeeb sawv nrog npib; koj tsis tuaj yeem kov npib. Qhov sib txawv ntawm Sberbank thiab lwm tus yog tias nws yog tib tug neeg uas koom nrog tsis yog muag xwb, tab sis kuj tseem yuav khoom ntawm cov npib ua los ntawm cov khoom muaj nqi.
Cov nyiaj npib tuaj yeem yuav tau nkaus xwb nrog phau ntawv hla tebchaws thiab hauv cov khoom ntim thawj uas Sberbank muag cov nyiaj npib.
Txhua npib nyiaj muaj nyob ntawm Sberbank muaj cov kev teeb tsa ntawm tus yam ntxwv: qhov loj me, qhov hnyav, qhov zoo, ua haujlwm, thiab lwm yam.
Cov npib nyiaj tau muab tawm hauv qhov zoo tshaj "pov thawj" zoo. Nws saum npoo muaj daim iav zoo li ci, thiab cov duab kos tau pom qhov txawv los ntawm daim ntawv sau tseeb ntawm txawm tias qhov me tshaj plaws.
Hnub no hauv qab no cov koob ntawm cov npib nco tau tuaj yeem yuav:
- cov npib tau mob siab rau XXII Olympic Kev Ua Si Caij Ntuj Sov 2014 hauv Sochi;
- Npib cov koom pheej ntawm Belarus ntawm koob "Lub neej ntawm Tsoom Haiv Neeg Ntseeg ntawm Orthodox Church" nplooj siab rau St. Nicholas the Wonderworker;
- Kub npib ntawm cov koom pheej ntawm Belarus ntawm cov "Orthodox Icons" series nrog cov duab ntawm lub cim ntawm leej niam ntawm Vajtswv ntawm Minsk;
- npib nrog lub cim ntawm 2014.
Sberbank tseem nthuav nyiaj npib nrog cov ntawv tshwj xeeb, holograms, nrog gilding ntawm tus neeg cov ntsiab lus, thiab nrog cov xim muaj xim.
Raws li cov neeg koom kev lag luam, hnub no qhov kev thov ntau tshaj plaws yog saib rau Sochi series ntawm cov nyiaj npib.
