Txhua daim ntawv cog lus tuav pov hwm tuaj yeem raug txiav ntxov thiab ib feem ntawm cov nyiaj them rau kev tuav pov hwm tuaj yeem xa rov qab. Txhawm rau ua qhov no, koj yuav tsum tau hu rau tus neeg tuav tswj hwm (policyholder) nrog cov pob ntawm cov ntaub ntawv sib raug rau cov lus pom zoo.
Nws yog qhov tsim nyog
- - daim ntawv thov;
- - phau ntawv hla tebchaws;
- - ib pob ntawm cov ntaub ntawv rau kev xa rov qab ntawm kev tuav pov hwm.
Cov Lus Qhia
Kauj ruam 1
Yog tias koj muaj ntawv pov hwm koj lub tsheb los ntawm kev tawm OSAGO lossis CASCO txoj cai, koj tuaj yeem tshem tawm kev cog lus ua ntej lub sijhawm. Thaj chaw kev xa cov nyiaj them rov qab rau kev pov hwm tuaj yeem yog: - muag tsheb; - muaj kev huam yuaj tom qab uas tsis muaj dab tsi rov qab; - pov tseg;
Kauj ruam 2
Txhawm rau kom koj rov qab ib feem ntawm cov nyiaj tau them, tam sim no: - ib daim ntawv thov; - phau ntawv hla tebchaws; - daim ntawv cog lus tuav pov hwm; luam ntawv (nrog rau cov ntawv sau los ntawm tus tswv tshiab); - tau txais cov nyiaj them rau kev pov hwm thiab ib daim ntawv theej; - cov neeg muaj cai muaj zog (yog tias tus neeg ntseeg siab siv); - daim ntawv pov thawj kev tuag.
Kauj ruam 3
Raws li cov ntaub ntawv xa tuaj, koj yuav tau rov laij dua thiab ib feem ntawm cov nyiaj pov hwm yuav muab xa rov qab.
Kauj ruam 4
Txhawm rau rov qab koj cov khoom ntiag tug, koj kuj yuav tsum tau hu rau koj lub chaw tuav pov hwm. Piv txwv, yog tias koj muaj tsev pov hwm cov tsev nyob, tab sis muag nws ua ntej hnub tas sij hawm, qhov no yog qhov tsim nyog yuav tsum ua daim ntawv cog lus.
Kauj ruam 5
Koj yuav tsum muaj: - ib daim ntawv thov; - daim ntawv cog lus tuav pov hwm; - ib daim ntawv them nyiaj rau kev tuav pov hwm thiab ib daim ntawv luam; tuaj yeem tau txais hauv FUGRTS; - cov ntawv cog lus muag khoom; - phau ntawv hla tebchaws ntawm cov pej xeem ntawm Lavxias teb sab;
Kauj Ruam 6
Cov lus hais rau kev tshuaj xyuas cov ntawv thiab cov nyiaj thim rov qab rau kev tuav pov hwm tsis pub dhau ib hlis. Kev rov muab suav dua yuav ua rau koj los ntawm hnub uas hais hauv daim ntawv thov thaum hu rau lub tuam txhab pov hwm. Tab sis lawv tsuas tuaj yeem xa rov qab cov nyiaj ntawd rau lub hli tag nrho. Piv txwv li, yog tias koj tau thov rau lub tuam txhab kev pov hwm hnub 15, muaj 6 lub hlis thiab 15 hnub tshuav kom txog thaum tas kev pov hwm, koj yuav tau txais nyiaj tsuas yog 6 lub hlis.
